Senior Living Options | Champions Cove-
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Senior Living Options

senior living optionsWhen living in your family home is no longer practical, it is time to explore other options. Listed below are senior living options to help you make informed decisions based on your lifestyle, health and mobility status.

Independent Senior Living

Independent Senior Living is independent apartment living.  This type of living is for seniors who do not require specialized medical care, although Home Care is available. The community offers weekly housekeeping, three meals a day and local transportation for an all-inclusive, monthly fee. There is no need to spend your day on yard work as outside chores are covered by the maintenance fee.

Champions Cove is independent senior living in Duncanville. Residents here are encouraged to participate in the many activities offered by the community, including trips and outings. New residents are welcomed to the community, and residents may keep small pets in their apartments. There is a barber shop and beauty salon on the premises, and church service every Sunday.

What are the costs?

The majority of residents use private funds. Since health care is not offered, Medicaid and Medicare not accepted. 

Assisted Living

There is a wide range of care, including 24-hour assistance. The community provides assistance with housekeeping, laundry, meals, bathing and dressing, based on need.  Transportation and activities are available as well. Healthcare and nursing are not provided, but residents may get medical care from outside the community.

What are the costs?

It depends on how much care is needed. There is a non-refundable security deposit, and the charges for meals and laundry are included in the monthly fees. Members use private funds. Health care is not provided therefore Medicaid and Medicare do not cover any of the monthly expenses. Some long-term care insurance policies cover Assisted Living.

Continuing Care Retirement Communities

Multiple housing options are available, all in one location. The community provides meals, social activities, nursing and other medical services as needed.

What are the costs?

There are an entrance fee and monthly fees to residents, as well as the option to purchase units.  CCRCs require long-term insurance policies. Residents pay the costs with private funds, and in some cases, Medicaid and Medicare pay a portion of the cost.

Alzheimer’s/Memory Care

This is specialized memory-related care for patients who have Alzheimer’s disease or other memory loss. The facility provides a safe and physically secure environment and may operate as a stand-alone facility, as part of an Assisted Living community or part of Continuing Care Retirement Communities. Meals and custodial needs are provided.

What are the costs?

Costs are comparable to Assisted Living communities.   Residents pay for services using private funds. Medicare does not usually pay for Alzheimer’s or Dementia care, although Medicaid and long-term insurance policies cover some services.

Respite

Respite care is a short-term stay within an Assisted Living facility or Nursing Home that allows primary caregivers a break or gives the resident a trial stay to get acquainted with the service provider. The stay can be a day or several weeks. Care can include companionship, household chores, meals, bathing or nursing care.

What are the costs?

Costs will vary based on services needed. Social Security, Medicaid, and long-term care insurance policies cover the cost.

Nursing Home

Nursing homes provide 24-hour care, both long-term and short-term, based on need. Medical staff is available around the clock in a private or shared room. Meals and custodial support are offered.

What are the costs?

Costs will vary based on services but are more expensive than other options. About a third of nursing home patients use private funds.  Medicare, Medicaid, and long-term care insurance policies also cover the cost.

Hospice Care

This is care for terminally ill individuals in a private home, nursing home, or hospice facility. It is usually for patients who have a life expectancy of six months or less and is intended to improve the quality of the patient’s life at this time. Religious services are offered to patients and their families. Bereavement care is included as well. Care is available 24/7.

What are the costs?

The cost depends on the services required but is not as high as nursing homes. Medicare and Medicaid cover hospice care, as do private insurance policies.

Home Care

Home Care provides visiting aids to assist with daily activities such as bathing, dressing, housekeeping, meals, and medication administration, based on need. Live-in aids are also available.

What are the costs?

Aides are paid hourly. Medicare and Medicaid cover most Home Care agency costs, as do long-term care insurance policies.

Whichever option you choose for yourself or your loved one, make sure that it is what you want and can afford. Visit a few good-quality independent senior living facilities and ask a lot of questions of the staff and residents.

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